Products

                           Personal Insurance (or insurance for families and individuals)

• "You can't speak with a lizard, but you can speak with us."
  Personal insurance is designed to protect individuals and families from loss by such things as natural disasters, crimes and accidents. Coverage is provided for hazards that can damage or destroy our property and for damage that we may do to others. No two people or families have identical exposures; it is important that you speak with one of our advisers, so that we can determine the correct insurance program for you.
  
  Here are just a few samples of coverage Ferguson & McGuire Inc. can provide:
• Homeowners and Tenants
• Automobile
• Valuable Items
• Recreational vehicle
• Umbrella or excess liability
• Flood

Business Insurance

As complicated as Personal insurance may be, Business insurance is much more complex. A program must be individually designed to fit the needs of each enterprise. Factors such as type of business, sales, inventory, payroll and many other items must be taken into consideration. In developing a commercial insurance program, it is vital that an expert and experienced account executive from Ferguson & McGuire be involved.

The following are some of the different policies that we offer:

• Workers Compensation
• Property
• Liability
• Crime
• Garage Keepers Liability
• Professional Liability
• Employment Practices Liability
• Directors and Officers Liability
• Automobile
• Marine Coverages
• Construction and court bonds

Group Benefits

The rapidly escalating cost of health insurance has drawn the attention of every employer who provides benefits to its employees. The cost has grown dramatically every year and shows no sign of easing. Our group department is in constant contact with all Connecticut providers and can make recommendations on the best plan and carrier for your business. Coverages can include life, short and long term disability, health, dental and major medical. Depending on the size of your business, consideration should be given to long term health care and the possible use of creative or tailor-made programs.

Personal Life and Disability Coverages

Whether you have need of short term life insurance coverage or a complicated estate plan, our account executives have access to the proper resource to solve your problem. We encourage you to call our office nearest you in order to obtain prompt, professional advice.

In the event that you are disabled and unable to work, Social Security will provide a base for your long-term disability. However, private disability insurance is the product that you will need in order to maintain a decent life-style. We can put together the correct program to fit your individual needs.